Retail Financing

BCS America: Retail Financing

BCS America


BCS America offers two financing options for BCS buyers through Yard Card (TD Bank, N.A.) The options are as follows:

Deferred Interest if Paid in Full with 12 Months: Minimum purchase requirement of $499. No interest will be assessed if you make on-time payments and pay off the balance before the promotional period ends. If you do not pay the balance in full by the expiration date, interest will be assessed from the purchase date at the standard APR. Standard account terms also apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. Making only minimum payments will not pay off the balance in time and larger payments will be necessary. Offer expires 6/30/2018.  Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information.

3.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. There is a promotional fee of $125 for this transaction. We determine your monthly payment amount by applying the reduced APR to the sum of your purchase amount and promotional fee amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Offer expires 6/30/2018.  Standard account terms apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information.

Commercial cards also available. For more information, contact us or reach out to your local BCS dealer.